| Warrantywise |
Our Competitors |
| We cover your car when a covered part is not working properly (as it was designed). No need to wait until the car breaks-down. |
Parts breakdown cover only. Your car has to breakdown and stop working or else you can’t claim. |
| All vehicle makes and models included. |
Cherry picking – expensive and higher risk vehicles are usually excluded from cover. |
| Warrantywise provide higher levels of cover with more parts included. All mechanical, all electrical, all electronic parts available. We even include parts which often go wrong such as vanos unit, clutch cover, drive plate, release bearing, brake discs and brake drums. |
Confusing variation in policies with reducing cover levels dependant on vehicle age and mileage. Cover for only a short list of parts, so if it’s not on the list – You Pay |
| For safety’s sake Warrantywise pay for parts replaced in pairs when only one part has failed, such as shock absorbers, suspension springs, brake discs and drums. |
No contribution towards parts replaced in pairs when only one part has failed. If you need two springs or shock absorbers you will only get one, so – You Pay! |
| Wear & Tear cover included with no Excess. We have no exclusion on wear claims at any time. |
Wear & Tear usually not included, or if it is – you will have an initial period where you can’t claim, usually 90 days. Some warranty companies do not allow claims for Wear & Tear Failure after 60,000 miles, so – You Pay! |
| Consequential Damage always covered, we don’t exclude this we simply cover all parts. Claims allowed from day one. |
Consequential Damage Failures often excluded. You think you’re covered because a covered part has failed, but you pay because it was a consequence of a non-covered part! |
| Policy Claim Limit is set to value of vehicle at time of booking, if your vehicle value depreciates, our policy claim limit will remain at the higher value regardless of how long your policy has run. |
Policy Claim Limit equal to value of vehicle at time of claim. Your vehicle depreciates and so will the value of cover available to pay any claim, so – You Pay! |
| No charge for Betterment, should you require a new engine or gearbox – you get a new engine or gearbox and you won’t be asked to contribute towards the cost of repair. |
Betterment is a noxious little weasel word. If an expensive part is thought to improve the value or condition of vehicle, You Pay! |
| No forced policy Excess, we allow you a voluntary excess and then will reduce your premium significantly. |
Most warranties carry a forced Excess of up to £50 for each claim, so You Pay! |
| Repairs at any Vat registered garage of your choice including local garage or main dealers. |
Repairs at network garage – You Pay the difference if your garage labour rate is above network rate. |
| No Mileage Limits, so you won’t drive out of cover within policy term. |
Watch out for mileage limits, often as low as 5,000 miles pa – that’s only 14 miles per day, any more and cover ends and, you guessed it, You Pay! |
| Car Hire is included from the second day you are without your car, even while car is being inspected. |
Car Hire may be included but often only if the repair takes over 8 hours of workshop time to complete, so usually – You Pay! |
| Unlimited cover while driving in Europe. |
Cover in Europe limited to 50 days pa or less. |
| Emergency Claims Procedure when Warrantywise claims office is closed or if you are out of contact. |
No emergency claims procedure, customers must log all claims during the warranty company office hours. |
| Wide range of optional policy additions available such as: ABS, Air Conditioning, Emissions, Choice of Garage Labour Rates, MoT Failure, Radio/CD/Sat Nav. |
Usually only a few additions are available and often include many main vehicle parts previously excluded from main list, such as engine parts etc. |
| Repair claims paid weekly, every Wednesday. |
Competitor repair claims paid monthly or quarterly. |
| Comprehensive claim review and complaints procedure, through to me, Quentin Willson, resolution within 3 days. Review if not happy within 3 days.All contact details provided in policy. |
No claim review procedure. The only complaint contact details usually provided are back to their own warranty company or Financial Ombudsman Service making it difficult to get a review or escalate a complaint quickly. Resolution period 8 weeks to 6 months! |
