Instant Car Warranty Quote!
Enter your Registration Number for an online quote today!
Instant Car Warranty Quote!
Enter your Registration Number for an online quote today!

How We Operate

So how do Warrantywise differ from the rest? Warrantywise function in a unique way and it’s all at a benefit to you, our customer. Here’s a detailed look at how we operate:

Service and Maintenance Warranty Plan

Warrantywise have taken a proactive approach to the whole process of servicing, maintaining and repairing your Vehicle. We make sure your car is eligible right at the start of your plan and carry out all the checks other warranty companies do only when you log a Repair. Such as: HPI, VOSA MOT, DVLA Service History and valuation. We do this right at the start of your plan and at our own cost to ensure there are no hiccups along the way. We also provide servicing and maintenance facilities at preferential rates to ensure that you maintain your vehicle as reliably as possible, then, if and when a fault occurs, we can repair the problem quickly and efficiently.

Lower Cost Base = Better Value for Money

As a service provider Warrantywise operate as a VAT registered entity. This is a very important attribute in keeping our operating costs to a minimum, enabling us to reclaim the VAT on our overheads and on all service, maintenance and repair bills undertaken under contract to you within your plan. Traditional warranty companies usually operate on an insured basis and are either owned or contracted to an insurance company. This has a big downside; they have to pay at least 15% of your money to their parent insurer as commission and 5% Insurance Premium Tax (IPT), which cannot be reclaimed. Also, they are not permitted to reclaim any of the VAT on their overheads or Repair payments and have to pass this cost onto you. If you do the maths this all adds up to 40% of costs which is passed onto you within your premium.

Insured v Independent

For many years Warrantywise operated as a self funded cover holder at Lloyd’s of London (the world’s largest and most respected insurance market) utilising our own capital. In designing our service and maintenance warranty plan we decided to become fully independent but still operate the same underwriting model as required by Lloyd’s of London, thus pooling all payments into a segregated client transfer account. This account is set up with senior management at NatWest and managed by professional underwriting managers to ensure there are always sufficient contingency funds to meet all current and future repair liabilities.

Secure Business Model

Warrantywise is a secure business and the owners of Warrantywise are financially independent. The senior partners have operated within the warranty marketplace for almost 30 years and are Fellows of the Institute of the Motor Industry. The business is operated on prudential lines utilising owner reserves of capital but importantly, without the need for shareholders, bank loans or overdrafts.


An important aspect in the design of our plan was to include and insist that we control the business and to this end we, both contractually and legally, operate on a completely discretionary basis. We believe this provides us with more power than previously when operating under the strict controls of Lloyd’s Underwriters. We use this discretion to ensure that, as our customer, you receive a fair and equitable resolution to each and every request you make. Most insured warranties are designed with what Quentin Willson calls ’weasel words’. These words and phrases are there to ensure that the underwriter has the power to dispute or disallow repairs and so reduce payouts, as this is the only way an insurer can easily control his cost base. We believe we use our discretion wisely and only in the interests of our customers. This protects us against fraud and enables us to extend the level of service to deal with any given situation.

Plan Cover Levels

04/40 Cover Level
06/60 Cover Level
08/80 Cover Level
10/100 Cover Level
12/120 Cover Level
Get a Used Car Warranty Quote Today!
Get an instant quote online by entering your car registration number above. Alternatively, call a member of our team today on the number below.
0800 001 4990
5 Petre Court, Petre Road, Clayton-le-Moors
Lancashire, BB5 5HY

Email Address:
Freephone: 0800 001 4990
Fax: 01254 301 399
Or call us on freephone:
0800 001 4990

Copyright © 2015 Warrantywise. All rights reserved.

Warranty Wise and Warranty Wise Logo are trademarks of Warrantywise. The website "" and contents herein are for information purposes only. This does not form part of any contract of protection. Any and all Warranty Plan confirmation including Warranty Plan Documents and Application Forms will be issued upon purchase. It is important that you read our information supplied and then make your own choice of warranty cover together with any plan additions that you may need as a vehicle owner who demands to ensure that your vehicle warranty requirements are met now and in the foreseeable future. Terms & Conditions apply provided by Warranty Wise and also available to view here warranty plan terms Tel 0800 169 7880. Warrantywise VAT registration number 994 0914 85 all prices and monetary figures quoted include VAT at the current rate.