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What would happen without Warrantywise? Customers’ questions answered.

People often talk about warranties, but it can be hard to understand what they really mean for you as a driver and why they are important to have in place.

Designed to protect you from sudden mechanical and electrical failure or faulty parts, a car warranty is a good investment that offers all-important peace of mind that you’re covered should the worst happen.

As a warranty holder, you’ll be able to amend your plan to suit your individual needs. This includes upgrading your warranty to provide additional cover or adding typically excluded components too to create a more tailored plan.

But what would happen if you didn’t have a warranty in place? From expensive repairs to failed MOTs, in this article we explore what could happen if you don’t have a car warranty in place to protect you… Read on to find out more!

Falling victim to costly repairs

With soaring energy bills, increased food prices, and ever-expanding fuel costs, it’s safe to say that the cost of living crisis has affected most households across the UK. Therefore, more than ever before, people are looking at tightening their belts and ensuring consideration goes into each and every purchase they make.

There is also a worldwide shortage of new cars available too, due to high demand and a lack of semiconductor microchips, essential for everything from reverse cameras to infotainment systems, digital displays, and much more!

But what does this mean for car drivers? Well, with fewer cars available, it means that many people are holding onto their cars for much longer than originally planned. Subsequently, the chances of something going wrong are higher the older a car gets.

The cost of repair can also vary drastically from job to job. For replacements of things like cylinders, hybrid batteries, and transmissions, you can be paying upwards of £2,000 depending on the make and model of your vehicle. Even the most reliable manufacturer from our reliability survey had an average repair cost of over £530.

However, as the cost of parts and labour have increased significantly over the last 12 months, be prepared to pay even higher prices now.

If you don’t have the correct warranty in place, you will have to pay for the repair or replacement parts, which means car owners could be required to have a large cash reserve at the ready. Of course, this isn’t a problem if you have the money to pay for the repairs needed, but if you don’t it is important to be aware of the facts.

It’s also worth noting that you’ll have to cover the labour costs, not just the parts needed to get things back up and running. Due to the variety of cars ranging from combustion engines to hybrid and even electric, technicians are now required to know more about cars than ever before, due to the variety of cars ranging from combustion engines to hybrid and even electric, which means the cost of labour has increased.

If you’re interested in how you can future proof yourself as a car owner against costly repairs in the cost of living crisis, you can read more here.

The cost of having a vehicle off the road

To take your car off the road, you must register for a Statutory Off Road Notification (SORN). For more information on how to register, visit the UK government website or contact the DVLA for more information.

Searching for short-term travel replacements can end up costing a lot of money in the long run. If you can’t afford repairs, you will instead be paying for public transport, taxis or car hire, all of which can be expensive. Visit our article on the Top 10 most reliable used car makes and models to check out how reliable your car is.

Botched repairs can lead to additional problems

People who are struggling with the costs of mounting repairs might be tempted to resort to cheaper alternatives, relying on unqualified tradespeople to fix their broken vehicles.

Always consult a trusted professional to carry out essential repairs on your car, as relying on someone without the proper training and expertise can have potentially dangerous consequences for both you and the vehicle.

Improper repairs can also lead to a failed MOT, or worse, a serious accident. An MOT isn’t just a government requirement, it’s also essential in ensuring your car and passengers are as safe as they can be.

The problem with putting money aside to pay for a rainy day

While putting money aside to pay for repairs may seem like a sensible idea the cost of repairs to your car may be much more than you can set aside for a rainy day. For example the average UK yearly wage in 2023 is £34,000 (ONS Statistics, December 23) and a replacement engine for a Ford Focus can cost up to £7,000. That’s around a fifth of your total yearly earnings that you’ll need to save to cover repairs. Having a car warranty gives you peace of mind, eliminating the stress and hassle associated with unforeseen repairs and expenses.

It pays to have a warranty in place

Having a warranty in place gives you the peace of mind to know you are covered from unexpected repair costs, but you should always check the terms and conditions to ensure the cover you have is the right one for you.

Through your warranty, you will also have access to added protection, such as breakdown cover and hire cars too. Our Warrantywise advisors are there to take away the hassle when navigating repairs.

One customer who was particularly impressed with the service they received from Warrantywise was Norman Smith, who received £1,217 in payments from Warrantywise for two separate claims, the most recent involving his car’s camshaft.

Mr Smith was really positive about his customer experience, explaining that Warrantywise had “taken the stress away” and that he would “recommend” to friends and family. If Mr Smith had not had a warranty in place, he would have had to pay for the unexpected and costly repairs with no reimbursement.

All new cars will come with a manufacturer’s warranty which will stand for between three and seven years. These warranties typically cover vehicle faults but exclude general wear and tear in cases like replacement tyres or worn-out brake pads.

Although it’s sometimes the case that a manufacturer’s warranty still stands when you purchase a used car, this is never a guarantee. However, there are options to buy extended car warranties, so, if you’re looking to buy a used vehicle, speak to your seller to confirm what warranties are in place.

Check out Warrantywise’s top tips for buying a used car if you want to know what other important questions you should be asking before making a purchase.

Warrantywise is there to provide cover you can be confident in, so if you are looking for more information visit our car warranty section to get a quote, or to read more of our customer stories.

Warrantywise and Warrantywise Logo are trademarks of Warrantywise. The website "www.warrantywise.co.uk" and contents herein are for information purposes only. This does not form part of any contract of protection. Any and all Warranty Plan confirmation including Warranty Plan Documents and Application Forms will be issued upon purchase. It is important that you read our information supplied and then make your own choice of warranty cover together with any plan additions that you may need as a vehicle owner who demands to ensure that your vehicle warranty requirements are met now and in the foreseeable future. Terms and Conditions apply and are provided by Warrantywise available to download here or upon request by calling 0800 169 7880. Warrantywise Limited (No. 07963594 ) and Warrantywise UK Limited (No. 14775172) both trading as Warrantywise are companies registered in England and Wales at The Rocket Centre, 3 Trident Way, Blackburn, Lancashire, BB1 3NU and both are part of Wise Group Holdings Limited, Company No. 10613336. Warrantywise Limited (VAT registration number 264 8618 71) and Warrantywise UK Limited (VAT registration number 437 8119 76) are VAT registered companies. All prices and monetary figures are quoted include VAT at the current rate.

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